Terms of Service

Effective Date: May 3, 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS, INCLUDING DISCLAIMERS, LIMITATIONS OF LIABILITY, AND WAIVERS.

1. Introduction

Welcome to Green Lane Credit. By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility

To use our services, you must be at least 18 years old and a legal resident of the United States or Canada. You represent and warrant that all information you provide is accurate and complete.

3. Services Provided

Green Lane Credit is a loan referral service. We connect applicants with third-party financing partners and do not directly issue loans. Approval is not guaranteed and is subject to lender requirements.

4. Communication Consent

By submitting an application, you consent to being contacted by Green Lane Credit and its financing partners via phone, email, SMS, or other electronic means regarding your application and related services.

5. Credit Checks

By submitting your application, you authorise Green Lane Credit and its lending partners to perform a hard credit enquiry with credit bureaus. This may impact your credit score.

6. Accuracy of Information

You are responsible for ensuring that all information provided in your application is accurate, current, and complete. Providing false or misleading information may result in denial of service.

7. Third-Party Links

Our website may contain links to third-party websites or services. Green Lane Credit is not responsible for the content, privacy policies, or practices of any third-party sites.

8. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Green Lane Credit and is protected by copyright and trademark laws.

9. License to Use

Subject to these terms, we grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes.

10. Privacy and Security

Your use of our services is also governed by our Privacy Policy. We employ bank-level encryption to protect your personal data and never sell your information to third parties.

11. Disclaimers

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.

12. Limitation of Liability

To the fullest extent permitted by law, Green Lane Credit shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

13. Indemnification

You agree to indemnify and hold harmless Green Lane Credit and its affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.

14. Electronic Communications

You consent to receive electronic communications from Green Lane Credit. These communications may include notices, agreements, and disclosures related to your application.

15. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Green Lane Credit operates, without regard to conflict of law principles.

16. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services constitutes acceptance of modified terms.

17. Contact Information

If you have questions about these Terms of Service, please contact us at legal@greenlanecredit.com.

These Terms of Service were last updated on May 3, 2026. Green Lane Credit reserves the right to modify these terms at any time. Please review this page periodically for changes.